CREDIT IMPROVEMENT SYSTEM

IMPROVING YOUR CREDIT

It’s important to note that getting your bad credit under control is a bit like losing weight: It takes time and there is no quick fix. In fact, quick-fix efforts are the most likely to backfire.

The Canada Credit Improvement System was specifically designed to create a single platform with the tools and information you need to get your credit back on the right track. That’s why we give you your very own Canada Credit Tablet! This cutting edge tablet acts as the main portal for our credit program. In addition, our step by step program will get your credit established and help on your way to qualifying for loans again!

3 IMPORTANT THINGS YOU CAN DO RIGHT NOW

CHECK YOUR CREDIT REPORT

Request a free copy of your credit report and check it for errors. Your credit report contains the data used to calculate your score and it may contain errors. In particular, check to make sure that there are no late payments incorrectly listed and the amounts owed for each of your open accounts is correct. If you find errors on any of your reports, you can dispute them.

SET UP PAYMENT REMINDERS

Making your credit payments on time is one of the biggest contributing factors to your credit score. Some banks offer payment reminders through their online banking portals that can send you an email or text message reminding you when a payment is due. You could also consider enrolling in automatic payment plans so you don’t miss a payment.

REDUCE THE AMOUNT OF DEBT OWED

This is easier said than done, but reducing the amount that you owe is going to be a far more satisfying achievement than improving your credit. The first thing you need to do is stop using your credit cards. Make a list of all of your credit accounts and try to pay down the highest interest rate loans first.

APPLY FOR THE CREDIT IMPROVEMENT SYSTEM TODAY!

MORE TIPS ON HOW TO FIX A CREDIT SCORE AND MAINTAIN GOOD CREDIT

PAY YOUR BILLS ON TIME

Delinquent payments, even if only a few days late, and collections can have a major negative impact on your credit score.

IF YOU HAVE MISSED PAYMENTS, GET CURRENT AND STAY CURRENT

The longer you pay your bills on time after being late, the more good credit you are building. Older credit problems count for less, so poor credit performance won’t haunt you forever. The impact of past credit problems on your credit score fades as time passes and as recent good payment patterns show up on your credit report. And good credit scores weigh any credit problems against the positive information that says you’re managing your credit well.

REDUCE THE AMOUNT OF DEBT OWED

This is easier said than done, but reducing the amount that you owe is going to be a far more satisfying achievement than improving your credit. The first thing you need to do is stop using your credit cards. Make a list of all of your credit accounts and try to pay down the highest interest rate loans first.

REDUCE THE AMOUNT OF DEBT OWED

This is easier said than done, but reducing the amount that you owe is going to be a far more satisfying achievement than improving your credit. The first thing you need to do is stop using your credit cards. Make a list of all of your credit accounts and try to pay down the highest interest rate loans first.