For those who have gotten a standard notice and/or the loan provider is threatening legal proceedings, you’ll want to work urgently. You ought to instantly:
- Forward a page to your loan provider asking for a variation of the agreement on the basis of hardship (for those who have perhaps not sent one). The lender and ask for a variation on the grounds of financial hardship if this is not possible ring.
- Lodge an application in writing or online in EDR, scheme, which will be administered by the Australian Financial Complaints Authority (AFCA). Its contact details are:
- Ph: 1800 931 678
- E-mail: email@example.com
- Online: afca.org.au
SIGNIFICANT: The lender cannot commence court procedures against you once you’ve lodged a written dispute with AFCA before the dispute is decided (or AFCA considers it cannot think about your dispute).
3. Get legal counsel.
IF a STATEMENT has been received by you OF CLAIM
- In NSW you have got 28 times through the date you may be offered by having a declaration of claim to register a defence. (more…)